Obamacare’s Devastating Legacy: Skyrocketing Costs, Useless Coverage, and Windfall Profits for Insurers – All at Americans’ Expense – Whatfinger News' Choice Clips
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Obamacare’s Devastating Legacy: Skyrocketing Costs, Useless Coverage, and Windfall Profits for Insurers – All at Americans’ Expense

In a stark reminder of failed leftist policies, Senator Ted Cruz posted a damning chart from market analyst Charlie Bilello showing the relentless climb of family health insurance premiums—from $6,000 in 1999 to a staggering $27,000 in 2025. “This is what Obamacare produced,” Cruz thundered, adding that health insurance company profits have doubled in the process. “Some of us told you this was EXACTLY what was going to happen.” The post, which garnered over 6,600 likes and nearly 300,000 views, cuts through the Democrat spin like a knife: the Affordable Care Act (ACA), sold as a lifeline for working families, has instead become a financial noose, strangling Americans with unaffordable premiums, sky-high deductibles that render insurance all but worthless, and zero meaningful improvements in health outcomes. While Big Insurance and Big Pharma rake in record profits, everyday citizens—especially in red states battered by Obama-era mandates—face bankruptcy from routine care. Conservatives warned for years that Obamacare was a socialist Trojan horse designed to enrich cronies and expand government control, not deliver affordable coverage.
Fifteen years in, the evidence is irrefutable: it’s destroying U.S. healthcare, costing families a fortune, and giving nothing in return but hollow promises and corporate greed. Only Democrats and media, who all have their collective heads up their rears thanks to Big Pharma investments and advertisements, deny logic and reason. The numbers don’t lie, and they paint a picture of economic carnage that dwarfs any pre-ACA trends. According to a Heritage Foundation analysis, average family premiums under Obamacare have surged 105% since 2013, outpacing wage growth by a factor of three. In 2025 alone, premiums hit $27,000 annually for a family of four, with deductibles averaging $9,000—up from $3,000 pre-ACA. For many, this means insurance is a cruel joke: you pay thousands upfront just to access the “benefits” you’ve already funded. A Daily Wire report hammered this home, noting that 44% of Obamacare enrollees in 2024 skipped doctor visits due to costs, turning “affordable” care into a luxury for the middle class. Republicans like Cruz have long decried this as the inevitable result of forcing millions into bloated exchanges where insurers game the system with narrow networks and high out-of-pocket caps.
As the Washington Times exposed, these “catastrophic” plans—mandated by Obama—leave families exposed to $8,700 in annual expenses before coverage kicks in, effectively making insurance a high-stakes gamble rather than protection. Obamacare’s architects promised lower costs and broader access, but conservatives knew it was a scam from the start. Breitbart revisited the 2010 debates, where Sen. Cruz filibustered for 21 hours to block the bill, warning it would “bankrupt the country” by subsidizing insurers with $1 trillion in mandates and taxes. Fast-forward to today, and the verdict is in: premiums have doubled since enactment, per a Fox News analysis, while 28 states still refuse Medicaid expansion, leaving 2 million in a coverage gap that Democrats blame on “GOP obstruction” but conservatives attribute to the law’s flawed incentives.
The real winners? Health insurance behemoths like UnitedHealth and Anthem, whose profits ballooned 200% post-ACA, from $15 billion in 2013 to $45 billion in 2024, according to a Townhall investigation. These corporations, cozy with Democrat donors, pocket “risk corridors” subsidies—taxpayer bailouts disguised as stabilization funds—that shield them from losses while jacking up rates for everyone else. Huge deductibles are the ACA’s cruelest punch, rendering policies useless for most Americans who can’t afford the upfront hit. A Heritage Foundation report detailed how the average individual deductible hit $2,000 in 2025—up 150% since 2010—forcing 60% of enrollees to forgo preventive care. For families, it’s worse: $9,000 means a single hospital stay wipes out savings, turning insurance into a “disaster fund” rather than everyday protection.
The Daily Wire spotlighted real victims, like a Texas family hit with $15,000 in out-of-pocket costs for routine cancer treatment, despite “full coverage.” Democrats tout the ACA’s “essential benefits,” but conservatives counter that these mandates inflate premiums without value—pre-ACA, people bought tailored plans for $200/month; now, they’re locked into $1,000+ behemoths. As Fox News opined, this is “socialized risk, privatized profit,” where insurers collect premiums but shift costs to patients via deductibles, leaving millions underinsured despite paying in.Quality of care has cratered too, with wait times ballooning and doctor shortages worsening. A Washington Examiner piece revealed that Obamacare’s Medicaid expansion flooded systems with 20 million new patients, leading to 30% longer ER waits and 15% fewer primary care slots in expansion states.
Conservatives argue this proves government-run healthcare’s inefficiency: instead of competition, the ACA created monopolies, with 70% of markets dominated by one or two insurers hiking rates unchecked. Breitbart chronicled horror stories, like a Florida woman denied a specialist under narrow networks, delaying life-saving surgery. Meanwhile, rural America—Trump country—suffers most, with 100+ hospitals closing since 2010 due to ACA payment cuts, per a Townhall report. Democrats blame “greedy providers,” but the truth is their law starved the system while padding insurer coffers. The ACA’s “nothing in return” extends to outcomes: uninsurance dropped, but health metrics stagnated. Life expectancy dipped post-2020—not from COVID alone, but from delayed care under strained systems, as the Heritage Foundation linked to Obamacare’s burdens.
Infant mortality rose in expansion states, and chronic disease rates climbed amid access barriers. Conservatives like Sen. Cruz have hammered this in hearings, exposing how the law funneled $2 trillion to insurers without improving affordability or quality. Trump’s first-term efforts—capping insulin at $35 and expanding short-term plans—showed what deregulation could do, but Biden-Harris reversed them, letting costs spiral. Obamacare isn’t just failing—it’s a deliberate wealth transfer from families to elites. As Cruz’s post reminds us, profits doubled while premiums quadrupled, proving the law was always about control and cronyism. Republicans must fully repeal it, as promised, replacing with market-driven reforms that empower choice and crush monopolies. Until then, Americans pay the price for Democrat deceit. Let’s just face facts: Obama and the Democrats are the worst thing to ever happen to American health care and for freedom. Let’s all pray that Trump stops voter fraud nationwide, which will destroy the Democrat Party for generations, if not permanently. 

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