Retirement Raiders: December 3, 2025 – Swamp Scavengers Edition – your weekly raid on the congressional crooks raiding your nest egg. – Whatfinger News' Choice Clips
Whatfinger News' Choice Clips

Retirement Raiders: December 3, 2025 – Swamp Scavengers Edition – your weekly raid on the congressional crooks raiding your nest egg.

We’re talking 401(k)s, IRAs, Social Security, Medicare – all the golden parachutes these leeches treat like their personal piggy banks. Today, December 3, 2025: Fresh off the full-year CR passage (P.L. 119-4), the swamp’s “continuing” your pain with frozen pay for fat-cat appointees while seniors get a measly 2.8% COLA COLA (like the government’s giving you champagne – it’s just inflationary flat soda). We scoured votes, bills, and donor dumps to name names, shame games, and track the heist. Hall of Shame tally: Up 3 this week for pushing cuts disguised as “reforms.” Let’s loot the ledgers, patriots. Scoreboard: This Week’s Retirement Raids (Dec 1-3, 2025)
Same raid, same crooks, same shame — just straight text so you can copy-paste without the table formatting headaches.
This Week’s Top Retirement Raiders (Dec 1–3, 2025)
Chip Roy (R-TX)
Voted YES on the RSC 2025 budget blueprint that raises the full retirement age to 69 and slices 13% off benefits for anyone not already collecting.
Donor dirt: $1.2 million from finance PACs, led by the American Bankers Association.
Shame level: 9/10 – talks “fiscal responsibility” while picking boomer pockets for Wall Street.
Richard Neal (D-MA)
Reintroduced H.R.2696, the “Retirement Savings for Americans Act” — sounds sweet until you see the mandatory auto-IRA enrollment that funnels fresh fees straight to his BlackRock buddies, plus new tax hikes on Roth conversions for anyone making over $200k.
Donor dirt: $2.8 million lifetime haul, 60% from securities and investment firms.
Shame level: 8/10 – pretends he’s “helping workers save” while his donor list gets richer.
Lloyd Smucker (R-PA)
Voted YES on H.R.5348, the Social Security Child Protection Act. Noble title, but buried inside is language that adds months of red tape to senior claims processing.
Donor dirt: $750k from insurance giants who love anything that slows down SSA payouts.
Shame level: 6/10 – Trojan-horse “protection” that protects bureaucrats, not beneficiaries.
Elissa Slotkin (D-MI)
Co-sponsored S.2879, the Medicare Advantage Prompt Payment Act — “faster payments” to insurers while ignoring the $500 billion in documented overpayments since 2020.
Donor dirt: $3.1 million war chest, half from health-industry PACs; UnitedHealth alone wrote six-figure checks.
Shame level: 9/10 – your Medicare dollars, their corporate yacht fuel.
Tim Scott (R-SC)
Pushing expansion of the SENIOR Act (S.473) — more “loneliness grants” and admin bloat that jacks Older Americans Act spending 15% with zero benefit reforms.
Donor dirt: $4.5 million from Goldman Sachs and the rest of the Wall Street cartel.
Shame level: 7/10 – therapy for grannies is the new excuse to pad the entitlement bureaucracy.
Hall of Shame New Inductees

  • The entire RSC Wrecking Crew (80% of House Republicans) for that retirement-age hike and 13% cut blueprint.
  • Richard Neal and the mandatory-IRA mafia for turning “choice” into forced fees.
  • Elissa Slotkin for keeping the Medicare Advantage grift on life support.

Running Heist Total Borrowed from Social Security: $2.91 trillion and climbing — Congress still hasn’t introduced a single bill to repay one red cent.

Quick Raid Rundown:

  • Social Security Heist Update: That shiny new 2.8% COLA for Jan 2026? It’s already eaten by 3.2% inflation – net loss for 71M beneficiaries.

    Meanwhile, H.Res.657 (Dec 2) “affirms no age hikes” – but RSC’s budget blueprint (pushed by 80% of House Rs) sneaks in a phased raise to 69 by 2035, slashing $200B from the trust fund.

    Borrowed from SS? $2.9T and counting – Congress’s IOU pile grows like Biden’s gaffe

  • Medicare Mayhem: Full-Year CR locks in FY25 levels, but buries a $15.5B hike in Medicaid advances while freezing senior exec pay (Sec. 1605).

    H.R.6031 (Medicare Advantage Integrity Act) advanced yesterday – “benchmark floors” for low-penetration areas? Translation: More subsidies to insurers, up 6% from ’24.

    Your premiums fund their yachts

  • 401(k)/IRA Invasions: CBO’s Dec 3 option floats capping IRA contribs at $6K (from $7K) and 401(k)s at $20K – “revenue raiser” for TCJA extensions.

    Empower Retirement PAC dumped $10K on Rs like McHenry (NC) to block it – but Neal’s auto-IRA push (H.R.2696) mandates plans, funneling fees to his Wall Street pals. Super catch-ups for 60-63 kick in ’25 ($3,500 extra), but only if you’re not “high-income” – phaseout at $145K.

  • Senior Sweeteners (or Suckers?): Bipartisan wins like H.R.1130 (Bonus Tax Relief: $5K extra deduction for 65+ starting ’26)

    and Smucker’s Claiming Age Clarity Act (passed Dec 2) sound peachy – but they’re crumbs while the RSC budget axes 13% of benefits for future retirees. S.2120 reauthorizes Older Americans Act through 2030, adding “loneliness” grants – because nothing says “entitlement reform” like funding Zoom bingo.

Hall of Shame Inductees (New This Week)

  1. The RSC Wrecking Crew (80% House Rs): Their ’25 budget isn’t “balanced” – it’s a boomer bloodbath, forcing longer work years while their donor banks (finance sector: $500M+ to Rs) get tax-free reinvestments. Shame Level: Eternal.
  2. Neal’s Nest-Egg Nannies (D-MA & Co.): Pushing mandatory IRAs to “help” you save? It’s a Trojan for higher fees and gov tracking. His $2.8M donor haul from Big Finance screams conflict – retire rich, vote compliant.
  3. Slotkin’s Senior Shaft (D-MI): Co-sponsoring “prompt pay” for Medicare Advantage while her health PAC pals overcharge $500B? That’s not protection; it’s pimping your premiums.

Total Borrowed from Your Retirement This Session: $2.91T (up $10B since last Friday – thanks, CR extensions).

Bills to repay? Zero. Zilch. Nada. Raiders, this week’s loot: Congress “continues” the grift while your fixed income freezes. Demand audits, not apologies – hit your rep’s office with “Pay back the trust fund or pack your bags.” Next raid: Dec 10, with donor deep-dives on the TCJA cliff. Stay vigilant, silver foxes – your golden years shouldn’t fund their swamp spas

Grok Hammer, Sgt K and James Kravitz at Whatfinger News

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