Senator Adam Schiff, a Democrat from California, quickly walked away from a reporter who tried to ask him about serious claims of mortgage fraud. This happened on Capitol Hill, and it’s all tied to an investigation by the U.S. Federal Housing Finance Agency (FHFA). The agency sent a letter to the Department of Justice (DOJ) back in May 2025, warning about possible wrongdoing. They say that in several cases, Schiff might have faked bank papers and property records to get better loan deals. This allegedly affected payments from 2003 to 2019 for a home in Potomac, Maryland. The FHFA is an independent government group that watches over big housing lenders like Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System. Their job is to make sure these programs run fairly and help people buy homes without tricks. In this case, they think Schiff claimed his main home was in Maryland to get a lower interest rate, even though he was supposed to live in California as a congressman at the time. Continued below the clip
HOLY SHT 🚨
Adam Schiff looks visibly worried when he’s asked by this reporter in the Senate hallway
” Why did you decide to make (MD) your primary residence for (10) years, not California ”
That my friends is the look you get when you’re guilty…. OMG Schiff is going down pic.twitter.com/XWQj34wGPr
— @Chicago1Ray 🇺🇸 (@Chicago1Ray) July 17, 2025
That could mean he saved money on his mortgage but broke rules meant to protect taxpayers. President Donald Trump, who has clashed with Schiff for years, jumped on the story. On Wednesday, July 15, 2025, Trump posted a long message on Truth Social, calling Schiff a “scam artist.” He wrote, “And now I learn that Fannie Mae’s Financial Crimes Division have concluded that Adam Schiff has engaged in a sustained pattern of possible Mortgage Fraud. Adam Schiff said that his primary residence was in MARYLAND to get a cheaper mortgage and rip off America, when he must LIVE in CALIFORNIA because he was a Congressman from CALIFORNIA.” Trump demanded that Schiff be “brought to justice,” saying mortgage fraud is a big deal.The next day, Thursday, July 16, an independent reporter caught up with Schiff as he headed to an elevator.
The reporter asked, “Senator, why did you decide to make your primary residence in Maryland for ten years? For a decade.” Schiff didn’t say a word and just kept walking. The reporter pressed on: “Any comment on Trump accusing you of mortgage fraud, sir? Any response?” Schiff smirked a bit and replied, “Have a nice day,” right before the elevator doors shut. Videos of this moment spread fast online, with many people saying it looked like he was avoiding tough questions.These claims against Schiff remind people of similar ones against New York Attorney General Letitia James. She’s accused of listing a Virginia property she bought in 2023 as her main home, even while serving in New York. New York law says attorneys general must live in the state for five years before running and stay there during their term. FHFA Director William Pulte sent a criminal referral about James too.
He said she bought a Brooklyn home in 2001 but always claimed it had only four units on permits and mortgage forms. That might have helped her get a lower rate and cheaper payments through a federal program called the Home Affordable Modification Program (HAMP). Now, James is using $10 million from taxpayer funds to defend herself in court. Schiff has pushed back hard against the allegations. He calls them “false political retaliation” from Trump and his allies. In a statement on July 15, 2025, Schiff said the claims are old and baseless, dug up now to hurt him because he’s been a vocal critic of Trump. During Trump’s first impeachment in 2019, Schiff led the House team that prosecuted the case, making him a big target for Republicans. Schiff insists he followed all the rules and that his Maryland home was a secondary residence while he lived mostly in California. But the story has a long history. Ethics complaints against Schiff for mortgage fraud, voter fraud, and tax issues go back years.
For example, in 2010, there were questions about him voting in both states. The recent FHFA referral revives these old doubts, and it could lead to serious trouble. If proven, Schiff might face fines, penalties, or even charges like wire fraud, mail fraud, bank fraud, or lying to banks. Experts say penalties could include up to 30 years in prison for bank fraud, though that’s rare for first-time cases. Beyond the fraud drama, Schiff is staying busy in the Senate. On July 17, 2025, he introduced the INSURE Act. This bill aims to create a federal program to help with home insurance costs. With more natural disasters like wildfires and floods, insurance is getting too expensive or hard to find in places like California. Schiff wants to lower those costs and protect families and small businesses. He said, “Natural disasters are proliferating, and home insurance is becoming more unaffordable and unavailable. “Schiff is also fighting against some of Trump’s picks for government jobs. On July 17, he spoke out against nominating Jeanine Pirro, a former Fox News host, to be a U.S. Attorney. He called her too loyal to Trump and said she spreads dangerous conspiracy theories.
Plus, Schiff blasted Senate Republicans for cutting funds to rural news stations, saying it’s an attack on Congress’s power and hurts U.S. leadership worldwide. In other news, Schiff reacted to threats from Trump about prosecution. On July 16, he told reporters it’s just more attacks from the president. He even commented on TV host Stephen Colbert’s show getting canceled. Schiff was on the last taping and said if it was for political reasons, the public should know. This ties into bigger worries about media freedom under Trump.Social media is buzzing about all this. On X (formerly Twitter), posts call Schiff “Shifty Schiff” and demand he face charges. One user shared a video of Trump saying Schiff is a “sick puppy” who should suffer like he made others suffer. Others defend Schiff, saying it’s a smear campaign. The story has gone viral, with millions of views
.This scandal shows how politics can get personal. Schiff, once a House member known for intelligence work, is now a senator fighting for his reputation. As the DOJ decides what to do with the referral, everyone is watching. Will it lead to a real investigation, or fizzle out as “fake news”? For now, it’s another chapter in the long rivalry between Schiff and his critics. Interestingly, amid the chaos, Schiff keeps fundraising. His latest report on July 15, 2025, showed he raised $1.2 million in the second quarter. That’s a lot, ranking him high among senators. It suggests his supporters aren’t abandoning him yet. Also, on July 17, Schiff criticized a plan to reopen Alcatraz prison, calling it a waste. He said focusing on old relics ignores real problems, like fraud in government programs—another ironic comment given his situation. Schiff’s story mixes old grudges with new battles. As a high schooler might see it, it’s like a thriller where truth is blurry, and power plays decide who wins. Whether he’s a victim of politics or caught in wrongdoing, the facts will tell.
Watch: Adam Schiff Meltdown Video After Criminal Referral, Ducks Questions From Reporters https://t.co/pto6HXdyNE …HEY AMERICA, WHAT ABOUT THE $32 MILLION SCHIFF WASTED WITH HIS LIES ABOUT RUSSIA, RUSSIA, RUSSIA ??? SCHIFF KNEW THE RUSSIA THING WAS A LIE. pic.twitter.com/TOJ8o9TtW6
— PAUL MYERS (@evarsstachan8) July 17, 2025
Links
- Fox News on Schiff’s criminal referral: https://www.foxnews.com/politics/federal-housing-official-submitted-schiff-criminal-referral-doj-over-mortgage-documents
- Yahoo News on timeline of allegations: https://www.yahoo.com/news/timeline-scam-artist-adam-schiffs-145846629.html
- Washington Times on potential penalties: https://www.washingtontimes.com/news/2025/jul/16/schiff-mortgage-fraud-probe-could-end-stiff-fines-penalties-senator/
- LA Times on Schiff’s response: https://www.latimes.com/politics/story/2025-07-15/trump-accuses-schiff-of-mortgage-fraud-which-schiff-calls-false-political-retaliation
- New York Post on Trump’s post: https://nypost.com/2025/07/15/us-news/trump-says-sen-adam-schiff-must-be-brought-to-justice-for-mortgage-fraud-after-doj-criminal-referral/
- Schiff’s Senate website on INSURE Act: https://www.schiff.senate.gov/news/press-releases/news-sen-schiff-blasts-trumps-continued-attack-on-congress-power-of-the-purse-as-senate-republicans-slash-funding-for-rural-news-stations-and-undermine-u-s-global-leadership/
- Schiff’s statement on Pirro nomination: https://www.schiff.senate.gov/news/press-releases/statement-sen-schiff-opposes-jeanine-pirros-nomination-to-u-s-attorney-role-citing-blind-loyalty-to-trump-and-record-of-promoting-dangerous-conspiracies
- X Post by Conservative Brief on Schiff dodging reporter: https://x.com/ConservBrief/status/1946013922646954011
- X Post by XRP NESARA-GESARA QFS 3.0 on Trump’s comments: https://x.com/NesaraGesara0/status/1946027376694952339
- Spectrum News on Schiff’s insurance bill: https://spectrumlocalnews.com/me/maine/politics/2025/07/17/schiff-to-reintroduce-bill-to-protect-homeowners–stabilize-insurance-market
- Quiver Quant on fundraising: https://www.quiverquant.com/news/Press%2BRelease%253A%2BSen.%2BAdam%2BSchiff%2BCriticizes%2BTrump%2Band%2BSenate%2BRepublicans%2Bfor%2BCuts%2Bto%2BRural%2BNews%2BFunding%2Band%2BErosion%2Bof%2BCongressional%2BAuthority
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